manu // editorial-policy
Editorial Policy
How we research, write, fact-check, and maintain every page on Manu Business Lending. Last reviewed July 10, 2026.
Content Mission
Manu Business Lending produces practical, accurate, and jargon-free financing content for U.S. small business owners. Every page is designed to help business owners understand their financing options and make confident funding decisions. We cover business loans, lines of credit, equipment financing, SBA loans, and industry-specific and location-specific lending guidance.
Research Process
Every page begins with primary-source research. Our editorial team reviews:
- SBA program guidelines for loan eligibility, rate caps, and term limits
- Federal Reserve Small Business Credit Survey for national lending data and trends
- Lender disclosures from NBC's 75+ lender network for typical rate ranges and qualification criteria
- Industry association data from organizations like the NRCA, PHCC, IEC, AGC, and others for sector-specific context
- U.S. Census and SBA local data for state and metro-level small business statistics
Fact-Checking
Every data point on every page is checked against its primary source before publication. Rate ranges, term lengths, eligibility criteria, and small business statistics are verified against the original source, not secondary reporting. When a source updates its data (e.g., the SBA revises loan limits), we update the affected pages.
Review and Update Schedule
All content is reviewed on a rolling basis by Malik Samara, Managing Partner. Pages are reviewed at minimum every 90 days, and updated immediately when:
- SBA program terms, rates, or eligibility criteria change
- Federal Reserve survey data is updated
- Lender network products or terms change
- New financing products become available
Each page displays a "Last reviewed" date and the reviewing editor's name.
Author and Reviewer
Malik Samara, Managing Partner, is the lead author and editorial reviewer for all content on Manu Business Lending. He is responsible for researching lending products, verifying data against primary sources, and approving all content before publication. Read his full bio and credentials.
Source Citation Policy
Every page includes a Sources section with links to the primary sources used. Sources are cited with the institution name and a direct link. We do not cite secondary sources (blog posts, news articles) when primary sources are available.
Partnership Disclosure
Manu Business Lending is a paid referral partner of National Business Capital. This relationship is disclosed on every page. The partnership does not influence the accuracy of rate, term, or eligibility information presented. We present typical ranges and common criteria, not guaranteed outcomes.
No Financial Advice
The information on this site is for educational purposes and does not constitute financial advice. Actual rates, terms, and approval decisions vary by lender, business profile, and market conditions. No page on this site guarantees approval or specific terms. Business owners should consult a licensed financial advisor for guidance specific to their situation.
Corrections
If you find an error on any page, contact info@meetmanu.com and we will review and correct it within 5 business days.
Manu Business Lending is a paid referral partner of National Business Capital. Financing is provided by NBC and its lender network, not by Manu, and all loans are subject to lender approval, terms, and conditions.