manu // healthcare
Healthcare
Practice Loans
Capital built for how practices run. Medical and dental equipment, buildouts, acquisitions, and the gap before insurance pays, funded through one application to a network of 75+ lenders. Powered by National Business Capital.
National Business Capital network figures.
Why Practices Choose Manu
Financing for medical, dental, and imaging equipment, secured by the asset. New and used.
Capital to buy, open, or expand a practice and fit out new space.
Smaller deals fund in hours to days. No hard credit pull to pre-qualify.
A single form reaches 75+ lenders, so you compare offers instead of chasing banks.
Financing Options
One application returns matched offers across products, so you compare instead of guess.
Built for Healthcare
Programs tuned to how practices operate:
- Medical and primary care, for clinics, group practices, and new offices
- Dental and orthodontics, for chairs, imaging, and operatory buildouts
- Specialty and surgical, for high-cost equipment and surgical suites
- Veterinary, optometry, and therapy, for equipment and expansion
How You Qualify
Lenders weigh the whole practice, not just a score:
- Time in practice and revenue
- Equipment value and collateral
- Patient base and insurance mix
- Margins and cash flow
- Owner credit, as one input among several
Strong equipment or a steady patient base can carry a deal that credit alone would not.
How to Apply
- Tell us how much you need, $10K to $15M, and what for.
- Share basic practice and owner details. No hard credit pull to pre-qualify.
- Send recent bank statements, plus equipment quotes or acquisition details if relevant.
- Compare matched offers from 75+ lenders and pick what fits.
FAQ
What credit score do I need?
It varies by lender and product. Many equipment and working capital programs work across a range of credit profiles, and the network weighs the whole practice, not the score alone.
Can I finance used medical equipment?
Yes. Many lenders finance used and refurbished medical and dental equipment, secured by the asset. Terms track its age and resale value.
How fast can I get funded?
Smaller deals can fund in hours to a few business days. Larger and SBA backed loans take longer, often several weeks for SBA.
What documents do I need?
Pre-qualification needs basic practice details and recent bank statements. Full underwriting may add financials, tax returns, equipment quotes, or accounts receivable aging.
Is there a hard credit pull to pre-qualify?
No. There is no hard credit pull to pre-qualify, so checking your options does not affect your credit.
Can a new or acquired practice qualify?
Often yes. Equipment financing and practice acquisition loans can work for newer practices when the asset or the acquired patient base supports the deal.
SBA 7(a) versus 504?
SBA 7(a) is flexible financing up to $5M, often used for practice acquisition. SBA 504 funds fixed assets like real estate and major equipment with long terms. See SBA.gov for current details.
Sources
- U.S. Small Business Administration, loan programs: sba.gov/funding-programs/loans
- Federal Reserve, Small Business Credit Survey: fedsmallbusiness.org
- U.S. Small Business Administration, healthcare resources: sba.gov
About Manu
Manu is a digital platform that helps US manufacturers and small businesses list facilities, showcase capabilities, and market products.
About National Business Capital
National Business Capital is a fintech financing platform that connects businesses with 75+ lenders, $3B+ secured nationwide since 2007.
Manu Business Lending is a paid referral partner of National Business Capital. Financing is provided by NBC and its lender network, not by Manu, and all loans are subject to lender approval, terms, and conditions.