manu // manufacturing
Manufacturing
Business Loans
Capital built for how manufacturers run. Equipment, large orders, and expansion, funded through one application to a network of 75+ lenders. Powered by National Business Capital.
National Business Capital network figures.
Why Manufacturers Choose Manu
Financing matched to machinery and secured by the asset. Up to 100% on select programs.
Turn large purchase orders and slow receivables into working capital.
Smaller deals fund in hours to days. No hard credit pull to pre-qualify.
A single form reaches 75+ lenders, so you compare offers instead of chasing banks.
Financing Options
One application returns matched offers across products, so you compare instead of guess.
Built for Manufacturing
Programs tuned to how production businesses operate:
- Metal fabrication and machine shops, for CNC, tooling, and precision work
- Food, beverage, and packaging, for production lines and cold storage
- Plastics, rubber, and chemicals, for processing and compliance upgrades
- Industrial equipment and automation, for robotics and capacity expansion
How You Qualify
Lenders weigh the whole operation, not just a score:
- Time in business and revenue
- Equipment value and collateral
- Margins and cash flow through the cycle
- Owner credit, as one input among several
- Order pipeline and signed contracts
Strong equipment or a signed order can carry a deal that credit alone would not.
How to Apply
- Tell us how much you need, $10K to $15M, and what for.
- Share basic business and owner details. No hard credit pull to pre-qualify.
- Send recent bank statements, plus equipment quotes or order details if relevant.
- Compare matched offers from 75+ lenders and pick what fits.
FAQ
What credit score do I need?
It varies by lender and product. Many equipment and working capital programs work across a range of credit profiles, and the network weighs the whole business, not the score alone.
Can I finance used equipment?
Yes. Many lenders finance used, refurbished, and auction equipment, secured by the machine. Terms track its age and resale value.
How fast can I get funded?
Smaller deals can fund in hours to a few business days. Larger and SBA backed loans take longer, often several weeks for SBA.
What documents do I need?
Pre-qualification needs basic business details and recent bank statements. Full underwriting may add financials, tax returns, equipment quotes, or accounts receivable aging.
Is there a hard credit pull to pre-qualify?
No. There is no hard credit pull to pre-qualify, so checking your options does not affect your credit.
Can a newer business qualify?
Often yes. Equipment and purchase order financing can work for younger companies when the asset or the order secures the deal.
SBA 7(a) versus 504?
SBA 7(a) is flexible financing up to $5M. SBA 504 funds fixed assets like real estate and heavy equipment with long terms. See SBA.gov for current details.
Sources
- U.S. Small Business Administration, loan programs: sba.gov/funding-programs/loans
- Federal Reserve, Small Business Credit Survey: fedsmallbusiness.org
- National Association of Manufacturers: nam.org
About Manu
Manu is a digital platform that helps US manufacturers and small businesses list facilities, showcase capabilities, and market products.
About National Business Capital
National Business Capital is a fintech financing platform that connects businesses with 75+ lenders, $3B+ secured nationwide since 2007.
Manu Business Lending is a paid referral partner of National Business Capital. Financing is provided by NBC and its lender network, not by Manu, and all loans are subject to lender approval, terms, and conditions.